The Rise of Account-to-Account Payments: A Paradigm Shift in Financial Services
The payments landscape is experiencing its most significant transformation since the introduction of card schemes. Account-to-account (A2A) payments, powered by Open Banking infrastructure, are rapidly gaining ground against traditional card networks.
Designing for “nines” that match real banking risk
Meta description: How to choose 99.9% to 99.9999% availability in digital banking. See downtime budgets, cloud vs mainframe trade‑offs, indicative costs, and how Rust bridges cloud and IBM Z/HPE NonStop to
SoftPOS: The Payment Revolution
Discover SoftPOS technology: transform smartphones into payment terminals with zero hardware costs. Complete guide with market data and research.
The business case: prove ISO 20022 ROI in low-value at production scale
Real-world case studies of ISO 20022 migration in low-value payments, with lessons for issuers, acquirers and processors.
Regulation and policy for low-value rails: what to watch and how to act
Discover the strategic implications of ISO 20022 regulatory low-value payments for harmonised implementations across Europe and beyond.
The low-value playbook: migrate without losing a millisecond
Card systems have lived for decades on ISO 8583. That standard still works, but it is flat, overloaded and requires custom extensions.
ISO 20022 for low-value payments: data that scales with your volume
Discover the potential of ISO 20022 low value payments to improve data quality and reduce costs in high-volume transactions.
The True Cost of Legacy Systems: A Deeper Dive into Banking IT Modernisation
Banks are underestimating the total cost of ownership (TCO) of legacy core systems by up to 80%. This in-depth follow-up to “The True Cost of Legacy Systems” uncovers the hidden costs
True Cost of Delay: TCO, Data Volume, Competitive Edge, and Customisation in Legacy Banking System Modernisation
The message is clear and urgent: banks that delay modernisation are not just accruing technical debt, they are actively eroding their own competitiveness and increasing future costs. The TCO of legacy
The Future of Card Payments: A Comparison of ISO 8583 and ISO 20022
ISO 20022: The Modern Approach ISO 20022 is a more recent standard that aims to provide a comprehensive and flexible messaging framework […]
Why Rust is gaining popularity
Rust is gaining popularity due to its unique combination of performance, safety, and developer-friendly features. It’s a systems programming language designed to […]
Exploring Business Models of Software Companies
IT software companies can adopt various business models based on the services and products they offer, their target market, and revenue generation […]
